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Unlike certain beginner personal finance gurus, Mr.

Money Mustache is a big fan of cash-back credit cards.

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This probably sounds like a sketchy idea, but it's actually quite legit - you often need a "valid" credit card number to test out payment functionality.

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A very good article about the credit card number format can be found here: Anatomy of Credit Card Numbers As you can see below I get a lot of feedback about this page.

Thanks to everyone who stops by to write a note, it is appreciated.

Information about CVV2 / CVC / etc numbers can be found here: CVV numbers.

As you can see these would be very hard to calculate without the bank’s keys.

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In testing situations any expiry date within the next 3 years should work Feedback forces me to clarify this: These are NOT valid credit card numbers. They are random numbers that happen to conform to the MOD 10 algorithm.